Pret A Manger has taken to the road to promote its Proper Porridge and Quinoa Rice Pots. Touring from Brighton to Aberdeen, where it will finish on 27 February, the two-week tour in a fully branded van aims to furnish thousands of Brits with free samples.The van and its crew of hot chefs will stop on 12 city high streets along the way, offering full-size portions of the best-selling Proper Porridge, made from British jumbo oats and fresh milk by morning. Afternoons will treat the public to sample sizes of the new Korean Barbecue Pulled Pork and Sweet Potato & Cauli Curry Quinoa Rice Pots, made using British-grown quinoa.The tour is being promoted across social media and has also picked local Instagram users to take photos to aid the campaign, with one from each city visited on hand to shoot that day.Pret will then post the photos on Instagram, Facebook and Twitter and use locally targeted paid media with the hashtag #HotPret to reveal which city they are visiting that day.A spokeswoman for Pret said: “Pret’s hot food offering continues to grow and what better way to introduce two new additions (and a breakfast classic) than to have a bit of fun warming up thousands of people across Britain with free samples of our delicious Porridge and Quinoa Rice Pots.”Customers can find out when the van arrives in their town by following @pret on Twitter and @pretamangeruk on Instagram.
The best way to Carnegie Hall, the old joke goes, is practice, practice, practice.But when it comes to the best way to a career in the music or entertainment industries, Harvard students and alumni have some other ideas — and they shared them at the Office of Career Services’ Music & Entertainment Pathways forum on Nov. 8.The panelists turned the old chestnut on its head, telling the audience that today the key to get their first break in an entertainment career may be network, network, network. Nick Hornedo ’19 said persistence and countless emails helped him snag a summer production internship at “The Late Show with Stephen Colbert.” He said building relationships in the business is important, because knowing someone who already has connections in the industry helps a lot.Connections on social media count as well, especially in the music industry, where trends have shifted, the panelists said. Videoconferencing in from Los Angeles, Ryan Song ’17, a music touring assistant at United Talent Agency, added that besides an online following, musicians must also have a dynamic stage presence and a compelling live show.Hornedo admitted the work it isn’t always glamorous at first, and can actually be a bit tedious. But the panelists said developing the drive, persistence, and connections that are the deciding factors in breaking in are worth the effort. For Ethan Karetsky, Harvard Business School Class of 2020, the most rewarding thing about working in content acquisition at Hulu came after securing a deal — when he logged onto the internet to see the content live, and read the audience’s reactions.La’Toya Princess Jackson is a master’s of liberal arts candidate in dramatic arts at Harvard Extension School. She will graduate in 2019. She is the owner of LaPrincess Music Publishing and was one of the forum’s panelists.
5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Credit union leaders from throughout the country visited Washington, D.C. last week for their Hike-the-Hill visits, during which they received updates on the latest issues from CUNA and brought many of those issues to the attention of their legislators and regulators.Jared Ross, senior vice president of association services and governmental affairs for the League of Southeastern Credit Unions (LSCU), said visits to Capitol Hill help legislators put faces and names to issues affecting their constituents.“Taking credit union officials to the Hill is always important. It gives the members of Congress and their staffs the opportunity to hear about the issues from a real-life perspective as opposed to hearing talking points,” Ross told News Now. “Additionally, it gives the credit union officials a chance to see their members and shows how committed they are to the cause.”Credit unions from Florida and Alabama joined LCSU to meet with National Credit Union Administration staff, CUNA staff and their legislators during the visit. At a Sept. 16 briefing at Credit Union House, CUNA staff provided updates on the latest legislation affecting examination fairness, Consumer Financial Protection Bureau leadership and more. continue reading »
Most financial institutions see the enormous benefits that indirect lending can provide. With little impact on your front line staff, and utilizing much of the back end processes that facilitate your direct lending program, indirect lending can increase your auto loan portfolio significantly and introduce your financial institution to a new crop of borrower. However, turning that indirect borrower’s loan into a full relationship can prove challenging.How do you make sure indirect borrowers don’t view their loans with you as a “one and done” transaction? Here are four steps you can take to capture additional business from your indirect lending borrowers and make them think of your financial institution first when they need additional banking and loan products.1. Create a good first impressionPurchasing or refinancing a vehicle can be an arduous process. Borrowers are inundated with numbers and terms they may not fully understand, and usually walk away with paperwork that gets shoved in a drawer and only looked at when it’s time to refinance the vehicle or pay it off. Many times, indirect borrowers may not have a clear understanding of who their new lender is after all is said and done, so make sure your financial institution creates a welcoming start to your new relationship. continue reading » 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
October is National Cybersecurity Awareness Month, which means it’s a fitting time for financial institutions to examine their cybersecurity efforts and protocols, and make any necessary adjustments. However, with such high-profile cybercrimes as WannaCry, Petya and the Equifax breach dominating headlines this year, financial institutions hardly need a reminder of the threats that cyberattacks pose. The frightening diversity and sophistication of these immense attacks, as well as the unfortunate promise of future strikes, have left pressing questions on how best to quell them—many of which remain largely unanswered. But where do financial institutions even begin? The nature of cybercrime is complex, and the relentlessness of ransomware, the diligence of DDoS and the frequency of fraud are enough to leave even the most seasoned cybersecurity professionals cross-eyed. Although these cyber adversaries are indeed daunting, there’s no need to be overwhelmed. The best place to start is with a fundamental element of any institution’s cybersecurity efforts—a strong firewall.What is a Firewall?A firewall is one of the most basic, yet essential, cybersecurity tools available to financial institutions. Firewalls act as a gatekeeper for your network, protecting it from the outside global network by inspecting all inbound or outbound traffic and determining if it meets the criteria to pass through. Without a firewall, any hacker could easily breach your network and cause havoc. Likewise, a misconfigured or out-of-date firewall provides little protection.Regulations Surrounding FirewallsIn 2011, the FFIEC issued its Cybersecurity Assessment Tool, or CAT, which details financial institutions’ regulatory requirements for maintaining firewalls. In understanding the tremendous risk that follows poor firewall architecture, the FFIEC also mandated that financial institutions be subject to quarterly audits of their firewall security protocols. These regulatory requirements, coupled with the threat of looming cybercrime, have forced the hands of many credit unions across the country. Now, more than ever, financial institutions must look at their firewall security efforts and ensure they are not only compliant, but also risk averse. 5 Steps to Strong Firewall Security Firewall security starts with these five steps, which ensure your institution’s firewall remains strong and secure: Get in the Head of a Cybercriminal. Ask yourself the question: is our firewall hackable? Answer that question by actively attempting to bypass your firewall, or incorporate the services of a firewall security vendor to weed out any vulnerabilities. Once you’ve identified these vulnerabilities, or “holes,” patch them to ensure cybercriminals don’t have access. Verify Rule Efficiency. Firewalls operate on a set of rules that allow certain traffic in and out of your network. Be sure to update this ruleset regularly, accounting for new threats, and that all current rules are still efficient and relevant. Often, breaches result from old configuration that’s no longer applicable or relevant at the time of the breach.Monitor Security Proactively. Deploying a firewall and ensuring it remains current with regular vulnerability checkups and firewall reviews is important. Take it a step further by proactively monitoring firewall events. This gives you a fighting chance toward knowing when attacks are happening and if a breach occurred, so that proper steps can be taken.Examine Password Credentials. Passwords are an essential element for keeping your institution’s data secure. Ensure that all employees with rights to sensitive data have complex passwords that have the appropriate length and strength. Keep Your Firewall Updated. Remember, the FFIEC requires quarterly audits to review your institution’s firewall security. However, just sticking to the bare minimum of these requirements exponentially increases both your risk and vulnerability—putting your institution at the mercy of cybercriminals eager to steal passwords, customer data and even funds. It is imperative that you keep your institution’s firewall security top of mind. Ensure that your institution has adequate firewall security and meets regulatory guidelines with a firewall review and audit. Doing so allows you to discover and address any vulnerabilities ahead of regulators—and more importantly—cybercriminals. 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Shawn Eftink Shawn Eftink is a product manager for CSI’s Managed Services Division. He has more than 20 years of industry experience and holds professional certifications including ITIL, CSM, CCDA and CCNA. Web: www.csiweb.com Details
Implementing a cloud-based document management platform is an integral part of a modern credit union’s operational infrastructure. Every day, hundreds of files flow in and out of your organization – many of which contain highly sensitive and proprietary information. Traditional document management systems based on paper files and folders and/or on-premise servers can quickly show their vulnerabilities in the face of unexpected incidents such as cyberattacks, or natural disasters. In comparison, a cloud-based document management and workflow solution provides a more reliable, efficient, and secure alternative. It enables you to digitally transform your credit union by streamlining your workflow and safeguarding your data, all while remaining compliant with regulations for credit unions.So what would it take to implement such a system when you have limited IT resources? The good news is that if you choose the right technology and implementation partner, the path to digital transformation and improved customer experience doesn’t have to be daunting. That’s why we created The Credit Union Roadmap. Download the guide to learn:The 6-step process to guide you on your path to success with a cloud-based document management solutionThe benefits of implementing a cloud-based document management solution across business unitsHow you can improve operational efficiency without compromising on security and complianceDownload the guide today. 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
The Faculty of Management in Tourism and Hospitality of the University of Rijeka and the City of Vukovar have signed a cooperation agreement with the aim of implementing education programs in the field of tourism, hospitality and sustainable development and promoting education in tourism and hospitality.The effects of the established cooperation are multiple, and by encouraging the education of staff, while valorizing the tourist potential of the destination, a solid foothold is created for tourism development projects in the City of Vukovar, but also the entire Vukovar-Srijem County. In that sense, cooperation represents the realization of the strategic commitment of the academic community to be an active partner to local self-government and its institutions in formulating development plans and programs, the FMTU points out. cooperation.”The Faculty of Management in Tourism and Hospitality is the only public higher education institution that has been educating staff for tourism and hospitality for more than fifty years. In this context, in addition to studies, we strive to be an active partner and collaborate with local communities. We believe that within our capabilities we can contribute to the development of tourism and economic and social progress of both Vukovar and Vukovar-Srijem County.e, ”said Dean Dora Smolčić Jurdana, expressing hope for the continuation of fruitful cooperation in the field of education, lifelong learning and cooperation on professional scientific projects that combine science and practice in concrete application.www.vucedol.hrStrategic documents position Vukovar-Srijem County as a rural area with significant resources for dynamic tourism development, and the proposed model of tourism development includes activities that will strengthen the tourist offer and the development of tourism stakeholders, in the direction of tourist offer development, capacity utilization, tourist traffic, employment etc. “The signing of the Cooperation Agreement is the second step of our cooperation. The first step was the initiative of Deputy Prefect Đorđe Čurčić, who recognized the potential of Vukovar and connected us with the Faculty of Management in Tourism and Hospitality, which we appreciate as the most famous institution in the Republic of Croatia dealing with tourism. The idea is to use the Faculty and professional staff through existing and new programs to strengthen continental tourism in our region,”Said the Mayor of Penava, emphasizing that Vukovar is the center of continental tourism in eastern Croatia, as evidenced by numerous awards of the famous Vukovar City Museum, Archaeological Museum Vučedol, but superbly newly opened swimming pool, promenades along the Danube and new marinas under construction, cruising and water tower with accompanying memorial tourism.The city of Vukovar and the Vukovar-Srijem County have recently attracted increasing interest from tourists, which is confirmed by significant increases in tourist arrivals and overnight stays in commercial accommodation facilities. Namely, in 2016, 34.881 tourist arrivals were recorded in Vukovar, with 44.427 overnight stays. Compared to 2015, there is an increase of 195,11% in arrivals and 168,09% in overnight stays. Also, in 2016, the City of Vukovar recorded 221 cruise berths with almost 30 passengers.”This is another of a series of activities of the Faculty of Management in Tourism and Hospitality that supports its focus to position itself as a leader in higher education and research in tourism and an active partner in development processes.“They conclude from FMTU. The main activity facing the two institutions is the formation of education programs in the field of tourism and hospitality as a significant driver of tourism development of the City of Vukovar and Vukovar-Srijem County.Related news: EDUCATION AND POPULARIZATION OF SCIENCE IN TOURISM – GET INVOLVED IN THE PROJECT “KNOWLEDGE IS POWER”
Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.
EU leaders are meeting in Sibiu, Romania on 9 May“As business and investor leaders who aspire to build the climate neutral economy of the future, we urge you agree the necessary policy foundations and set the direction of travel that will provide us with the clarity and confidence to act.”The letter is understood to be the result of an initiative instigated by the Corporate Leaders Group, a group of European industry executives working together under the patronage of the Prince of Wales, but it also received backing from investors.These include the chief executives of Nordic pension investors such as Alecta, Folksam and Ilmarinen, and those of asset managers Aegon, DWS, Earth Capital and Impax.Alex Wynaendts, CEO at Aegon Asset Management, said: “As a signatory to the Paris Pledge for Action and considering our strategic focus on supporting the energy transition, we ask EU leaders to urgently execute on the measures against climate change as agreed upon in Paris.”The Institutional Investors Group on Climate Change (IIGCC) put its name to the letter as a “supporter”, and Rachel Ward, head of policy at the group, explained that the letter was “a clear marker of the significance of climate change in the context of wider EU priorities that will be discussed during the Sibiu Summit next week”.Today’s letter is not the first time the private sector has called for heads of government to do more to facilitate the transition to low carbon energy. The IIGCC’s Ward told IPE there was “certainly an awareness of the risk of ‘statement fatigue’, which is why timing is so important”.“[Statements] will only be produced at key milestones where there is a clear window of opportunity to influence discussions and decisions,” she added. “The EU Sibiu Summit is certainly a moment to remind policy makers that climate change remains a priority.”A copy of the letter can be found here. Investors and corporates have joined forces to call for EU political leaders to endorse a long-term decarbonisation strategy to achieve climate neutrality by 2050.This would provide businesses with the “confidence and clarity” needed to make investments that could help bring about a European economy with net zero emissions, the groups said in an open letter.The letter was addressed to EU heads of state ahead of a gathering of national leaders in Sibiu, Romania next week.In the letter, the signatories explained that they had already invested in the energy transition because it made “business sense”, but that “businesses and investors cannot do this alone”. “A clear, coherent vision from European governments and institutions for climate neutrality by 2050 at the latest will give us the long-term guidance we need to invest,” the letter stated.
Kieran Thomas and Sarah Mathiesen are the first residents to move into Railway CottagesHOUSE prices in Railway Estate have gone up by more than 8 per cent in three months as the suburb continues to generate buyer interest.The city fringe suburb, which is also on the doorstep of the under-construction North Queensland Stadium, recorded an 8.4 per cent rise in house prices in the three months to June 2018.In the last financial year Railway Estate had a 10 per cent rise in median house prices which the median house price has increased from $281,000 in June 2016 to $309,000 in June 2018.It comes as the first resident move into Railway Estate’s new residential development Railway Cottages.More from news01:21Buyer demand explodes in Townsville’s 2019 flood-affected suburbs12 Sep 202001:21‘Giant surge’ in new home sales lifts Townsville property market10 Sep 2020Home in the boutique estate on Twelfth Ave have been built in a Queenslander style on the outside with modern interiors to fit.Townsville couple Sarah Mathiesen and Kieran Thomas are about to become Railway Estate residents and move into their new three-bedroom home after being the first to snap up one of the Railway Cottages.They said after living in South Townsville for the past five years they knew they wanted to stay close to the city. “We tossed up with buying an old Queensland and renovating it but we didn’t want to inherit anyone else’s problems but we weren’t big on the masonry block modern homes so this worked really well,” they said. “The proximity to the city definitely factored into our decision to buy here and now we’re also closely watching the stadium. To be close to the Civiv Theatre is also a really big bonus of living here.”Ellis Developments is reporting increase in the estate is increasing each week with buyers drawn to the traditional style of the cottages as well as the location.Houses in Railway Estate take on average 40 days to sell, well below the Townsville average of 66 days.Explore Property Townsville agent Annette Rowlings who specialises in city fringe areas said both rent demand and investor interest in Railway Estate were on the rise.“We’re still getting local Townsville buyers but now we’re also seeing investors whereas 12 months ago we weren’t so I think demand is back.”