The great generational divide in service priorities

first_imgNot surprising, Millennials have different priorities and expectations from a financial institution than older generations do, according to a recent report compiled by a CA-based payments firm, Marqeta. Millennials, recognized as the first generation to grow up or come of age with digital technology like cell phones and the internet, are comfortable using modern technology, and have come to expect its availability for use in their every-day banking needs. Baby Boomers, on the other hand, place less importance on having the newest and most cutting edge tech, instead preferring a more personable and hands-on on approach in their banking. The challenge for credit union executives is how to service these divided members.Deciding how to manage the contrasting requirements of strong digital banking technology versus the value of a personalized banking relationship can place any credit union in bit of a conundrum when it comes to spending marketing dollars and where best to focus efforts on member satisfaction. Of the Millennials recently surveyed, close to half (49%) responded they would consider switching to a digital-only financial institution, foregoing the need for human interaction when banking. Additionally, Millennials were found to be twice as likely as Baby Boomers to say that a good mobile app was the most important benefit of a financial institution’s offerings.  Ironically Baby Boomers were twice as likely to say an in-person relationship and presence was the most important benefit.Millennials, not looking for loyalty or personalized service with their banking, would even consider banking with a FI affiliated with a social media or on-line entity such as Google or Facebook. Digital-only banking is definitely gaining popularity, originating in Europe initially, many have started to gain a foothold here in the U.S. Referred to as Challenger Banks, they generally offer only basic services such as checking and savings account and payment and money transfer services, and appeal to Millennials, as their transactions are completed fast, often immediately and convenient. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

IMCA Speedway Motors Weekly Racing National Point Standings Through July 25

first_imgIMCA Modifieds – 1. Jordan Grabouski, Beatrice, Neb., 1,173; 2. Cory Sample, Winnemucca, Nev., 1,160; 3. Chaz Baca, Mesa, Ariz., 1,133; 4. Kelly Shryock, Fertile, Iowa, 1,119; 5. Jeffrey Abbey, Comanche, Texas, 1,111; 6. Jay Noteboom, Hinton, Iowa, 1,101; 7. William Gould, Calera, Okla., 1,080; 8. Bryce Garnhart, Shannon, Ill., 1,075; 9. Matt Guillaume, Haslet, Texas, 1,073; 10. Drew Armstrong, Alexander, Ark., 1,070; 11. Troy Cordes, Dunkerton, Iowa, 1,054; 12. Colin Deming, Hobbs, N.M., 1,051; 13. Rob Slott, New Waverly, Texas, 1,044; 14. Tim Ward, Chandler, Ariz., 1,040; 15. Josh McGaha, Abilene, Texas, 1,033; 16. Bricen James, Albany, Ore., 1,009; 17. Chris Morris, Taylor, Texas, 1,006; 18. Kelsie Foley, Tucson, Ariz., 1,003; 19. Shane DeMey, Denison, Iowa, 998; 20. Nick Meyer, Whittemore, Iowa, 996.IMCA Late Models – 1. Matt Ryan, Davenport, Iowa, 781; 2. Jeremiah Hurst, Dubuque, Iowa, 777; 3. Todd Cooney, Pleasant Hill, Iowa, 776; 4. Andy Nezworski, Buffalo, Iowa, 769; 5. Rob Toland, Colona, Ill., 746; 6. Ryan Dolan, Lisbon, Iowa, 709; 7. Joe Zrostlik, Long Grove, Iowa, 663; 8. Chuck Hanna, Port Byron, Ill., 662; 9. Chad Holladay, Muscatine, Iowa, 623; 10. Eric Sanders, Sherrard, Ill., 615; 11. Joe Ross, Thomson, Ill., 594; 12. Darrel DeFrance, Marshalltown, Iowa, 583; 13. Curt Schroeder, Newton, Iowa, 580; 14. Gary Webb, Blue Grass, Iowa, 577; 15. Shawn Cooney, Bondurant, Iowa, 550; 16. Nick Marolf, Moscow, Iowa, 543; 17. Tim Simpson, Iowa City, Iowa, 523; 18. Chad Coyne, Orion, Ill., 511; 19. Terry Neal, Ely, Iowa, 492; 20. B.J. Jackson, Clinton, Iowa, 481.IMCA RaceSaver Sprint Cars – 1. Kevin Ramey, Fort Worth, Texas, 787; 2. Tyler Drueke, Eagle, Neb., 753; 3. Matt Richards, Lincoln, Neb., 735; 4. Austin Mundie, Carrollton, Texas, 727; 5. Mike Houseman, Des Moines, Iowa, 681; 6. Robert Vetter, Wolfe City, Texas, 669; 7. Colin Smith, Sheldon, Iowa, 644; 8. Casey Burkham, Combine, Texas, 633; 9. Zach Blurton, Quinter, Kan., 630; 10. Jason Martin, Lincoln, Neb., 625; 11. Kenneth Duke, Selinsgrove, Pa., and Chip Graham, Lewisville, Texas, both 618; 13. Tucker Doughty, Sunnyvale, Texas, 612; 14. Steve McMackin, Greenville, Texas, 596; 15. Kyle A. Ganoe, Thompsontown, Pa., 587; 16. Elliot Amdahl, Flandreau, S.D., 561; 17. Stuart Snyder, Lincoln, Neb., 560; 18. Zach Newlin, Millerstown, Pa., 552; 19. Toby Chapman, Panama, Neb., 546; 20. Andy Shouse, Oklahoma City, Okla., 544.IMCA Sunoco Stock Cars – 1. Mike Nichols, Harlan, Iowa, 1,200; 2. John Oliver Jr., Danville, Iowa, 1,160; 3. Damon Murty, Chelsea, Iowa, 1,119; 4. Mark Adams, Fort Worth, Texas, 1,101; 5. Westin Abbey, Comanche, Texas, 1,085; 6. Andy Roller, Waco, Texas, 1,077; 7. Troy Burkhart, Hays, Kan., 1,076; 8. Damon Hammond, Burleson, Texas, 1,065; 9. Bryce Pritchett, Combine, Texas, 1,055; 10. Dan Mackenthun, Hamburg, Minn., 1,031; 11. Colin Heim, Hoxie, Kan., 991; 12. Calvin Lange, Humboldt, Iowa, 986; 13. Jason Rogers, Selden, Kan., and Tyler Pickett, Boxholm, Iowa, both 970; 15. Shelby Williams, Bonham, Texas, 965; 16. Jay Schmidt, Tama, Iowa, 959; 17. Aaron Corley, Meadow, Texas, 957; 18. Kevin Opheim, Mason City, Iowa, 954; 19. Chris Heim, Hoxie, Kan., 935; 20. Troy Jerovetz, Webster City, Iowa, 914.IMCA Sunoco Hobby Stocks – 1. Shannon Anderson, New Virginia, Iowa, 1,195; 2. Leah Wroten, Independence, Iowa, 1,151; 3. Jeff Ware, Columbus, Neb., 1,137; 4. Tathan Burkhart, Hays, Kan., 1,118; 5. Cody Williams, Minneapolis, Kan., 1,100; 6. Brady Bencken, Oakley, Kan., 1,060; 7. Justin Wacha, Vinton, Iowa, 1,041; 8. Adam Goff, Minot, N.D., 1,026; 9. Bryce Sommerfeld, Fort Dodge, Iowa, 1,024; 10. Cory Probst, Brewster, Minn., 975; 11. Adam Ayers, Adair, Iowa, 955; 12. Drew Barglof, Sioux Rapids, Iowa, 942; 13. Brooke Russell, Hays, Kan., 931; 14. Cameron Wilkinson, Neligh, Neb., 928; 15. Allyn Myers, Berwyn, Neb., 925; 16. Colby Kaspar, Columbus, Neb., 913; 17. Tim Gonska, Brainerd, Minn., 908; 18. Brandon Nielsen, Spencer, Iowa, 887; 19. Luke Wassom, Broken Bow, Neb., 883; 20. Roy Armstrong, Beatrice, Neb., 863.Karl Chevrolet Northern SportMods – 1. Chase Alves, Chandler, Ariz., 1,164; 2. Jason George, Laveen, Ariz., 1,150; 3. Tyler Soppe, Sherrill, Iowa, 1,145; 4. Cody Thompson, Sioux City, Iowa, 1,121; 5. Dakota Sproul, Hays, Kan., 1,120; 6. Tony Olson, Cedar Rapids, Iowa, 1,115; 7. Ethan Braaksma, Newton, Iowa, 1,106; 8. Colby Fett, Algona, Iowa, 1,103; 9. Austin Howes, Memphis, Mo., 1,095; 10. Matthew Looft, Swea City, Iowa, 1,090; 11. Austen Becerra, Carthage, Ill., 1,089; 12. Brandon Setser, Davenport, Iowa, 1,083; 13. Jake McBirnie, Boone, Iowa, 1,071; 14. Austin Svoboda, David City, Neb., and Arie Schouten, Blair, Neb., both 1,036; 16. Johnathon D. Logue, Boone, Iowa, 1,032; 17. Austin Luellen, Minburn, Iowa, 1,031; 18. Tyler Watts, Beloit, Kan., 1,030; 19. Lucas Lamberies, Clintonville, Wis., 980; 20. Justin Svoboda, David City, Neb., 973.Smiley’s Racing Products Southern SportMods – 1. Gabe Tucker, Carbon, Texas, 1,165; 2. Rodney White, Ector, Texas, 1,144; 3. Jake Upchurch, Grand Prairie, Texas, 1,113; 4. Tyler Bragg, Springtown, Texas, 1,090; 5. Trevor Raney, Sherman, Texas, 1,089; 6. Taylor Florio, Copperas Cove, Texas, 1,064; 7. Kyle Wilkins, Italy, Texas, 980; 8. Dustin Robinson, Post, Texas, 961; 9. James Skinner, Burleson, Texas, 800; 10. Cory Williams, Slaton, Texas, 745; 11. Hayden Wade, Waco, Texas, 718; 12. J.P. Vasquez Jr., Lubbock, Texas, Justin Nabors, Kemp, Texas, James Hanusch, Belton, Texas, and Ryan Thomas, Lubbock, Texas, each 705; 16. Chris Cogburn, Robinson, Texas, 695; 17. Edward Grmela Jr., Hewitt, Texas, 688; 18. Nick Clinkenbeard, Weatherford, Texas, 673; 19. Chase Vineyard, Davis, Okla., 664; 20. Brayden Wyatt, Wichita Falls, Texas, 660.Mach-1 Sport Compacts – 1. Bubba Brown Jr., Jackson, Minn., 1,124; 2. Oliver Monson, Clear Lake, Iowa, 1,064; 3. Howard Watson, Weatherford, Texas, 1,051; 4. Julia Childs, Weatherford, Texas, 1,050; 5. Dustin Virkus, Clarkfield, Minn., 1,039; 6. Ramsey Meyer, Pierce, Neb., 1,021; 7. Scott Newbury, Rhome, Texas, 1,015; 8. Andrew Harris, South Sioux City, Neb., 1,011; 9. Curtis Miller, Lewis, Iowa, and Alex Dostal, Glencoe, Minn., both 1,008; 11. Jay DeVries, Spencer, Iowa, 986; 12. Barry Taft, Argyle, Iowa, 981; 13. Shawn Hein, Beatrice, Neb., 977; 14. Kaytee DeVries, Spencer, Iowa, 934; 15. Terry Tritt, York, Neb., 808; 16. Jeff Klinkefus, Golden, Colo., 774; 17. Brian Bagent, Killeen, Texas, 772; 18. Clifton Whisenant, Proctor, Texas, 771; 19. John Martinez, Beatrice, Neb., 764; 20. Harold Clifton, Stephenville, Texas, 758.last_img read more

Annual Homelessness Awareness Week starts Monday

first_imgStudents attend a Homelessness Awareness Week event last year. The annual week features events aimed at educating students while finding solutions to homelessness. (Photo courtesy of Faizus Amin)Undergraduate Student Government, Student Service Assembly and Share a Meal, among other organizations, are co-hosting the University’s annual Homelessness Awareness Week, which runs Nov. 12-15, to educate students on the prevalence of homelessness both on and off campus.“We’re trying to balance awareness to action,” said Alec Vandenberg, director of external affairs for USG and president of Share a Meal. “Not only to get people educated, but also [to] give them concrete tools to make a difference now and in the future.”The event starts Monday with a screening of “Invisible,” a documentary which depicts the struggles of low-income students, followed by a discussion with the film’s director, Justice Butler. Homelessness Awareness Week is focusing its efforts on campus hunger and homelessness, according to Vandenberg.“When we take into account factors such as the rising cost of college and tuition coupled with consistently skyrocketing rent, we know that it becomes harder and harder to be a low-income student, especially on this campus at a private university,” Vandenberg said. On Tuesday, Swipe out Hunger, an organization that focuses on food insecurity and homelessness, will host a hunger banquet. Participants will be sorted into varying socioeconomic classes with the purpose of simulating the income disparity and consequences of homelessness in Los Angeles. The week continues on Wednesday with a volunteer and resource fair, which provides students with concrete ways they can help out the USC and South L.A. community. On Thursday, the Fast-A-Thon, during which students pledge to fast for the day, is intended to show students what it’s like to experience food insecurity. It also gives them an opportunity to sponsor a meal for the homeless through the Ansar Service Partnership.The week ends with a public policy discussion titled “Getting Everyone in the Door,” where the Los Angeles Police Department, A Community of Friends and Abundant Housing representatives will discuss policy challenges toward ending homelessness. “We’re going to be inviting different public policy stakeholders from around L.A. to come and speak about their work and also the perspectives that they have on homelessness in L.A.,” said Mae Gates, who will moderate the panel. “We hope to take that discussion and relate it back to certain issues and things that we see here on USC’s campus.” Faizus Amin, the director of Campus Affairs for Student Service Assembly and moderator on the Swipe out Hunger panel, said engaging in Homelessness Awareness Week is an integral aspect of social responsibility in the South L.A. community.“By having this week, we’re educating ourselves as students on what causes homelessness, what homeless life can be like for some people and how we can contribute to ending the cycle of homelessness, which is running rampant through Los Angeles,” Gates said. Vandenberg said participation during Homelessness Awareness Week is a vital way students can help their community on campus. “Sometimes we delude ourselves by thinking that because we’re at a private university and because we have such generous financial aid, that that somehow precludes us from having students [in] need who fall through a lot of those safety nets,” he said. According to Vandenberg, It’s important to spread education and awareness about the consequences of homelessness continually, not just throughout the course of Homelessness Awareness Week.“We’re really trying to make sure that homelessness and addressing it is very interdisciplinary,” Vandenberg said. “Regardless of your background, everyone can and should make a difference.” Amin encouraged students to attend Homelessness Awareness Week events to learn about the nature of homelessness and to venture out beyond the USC community. “Through Hunger and Homelessness Week, we want students to realize that USC is definitely a bubble,” Amin said. “This is not the reality of South L.A. and we should do our part as a member of the South L.A. community and serve those around us.”last_img read more

Vanarama National moves towards immediate conclusion

first_img StumbleUpon Submit Share LV BET celebrates Vanarama National League’s return July 17, 2020 Related Articles FA to carry out review of broadcasting rights January 8, 2020 DCMS praises ‘constructive talks’ with FA over streaming rights January 16, 2020 Share Vanarama National League clubs have voted by a ‘clear majority’ to cancel all remaining fixtures for its three non-league divisions.In total 90 per cent of all National League clubs, across its three leagues, responded to the organisation’s proposal to end the playing season for all fixtures scheduled up to and including 25 April 2020. As a result, the National League, National League North and National League South will be concluded effectively immediately. National League Chief Executive Officer, Michael Tattersall, commented: “At a time when the entire country is wrestling with the devastating impact of Covid-19, the cancellation of the remaining normal season matches brings a degree of certainty to our clubs coping with the business implications of the virus.”Clubs that have yet to vote on the decision will still be given the option to voice opinions with the organisation wanting to ‘include as many preferences as possible before the final voting result is declared’. Nevertheless, given the apparent substantial number of clubs which have opted to end the current season, the final decision seems like a formality to show how many teams voted either way. Information regarding promotion and relegation has yet to be announced with a variety of measures still being discussed according to the organisation. The league will possibly use protocols already been implemented by other organisations, looking at how other leagues have handled a campaign conclusion. In Scotland the SPFL declared that the season would end effectively immediately in its second, third and fourth division. The current, and final, standings have then been used resulting in Dundee gaining promotion and Partick Thistle suffering relegation. Whereas, the Football Association (FA) revealed that steps six and below of the football pyramid would be ‘null and void’. The National League divisions have been suspended since March 16 after the spread of the coronavirus in the UK led to all sporting activities being indefinitely postponed or cancelled.last_img read more